Free financial tools & checklists

Practical, educational resources to help you plan, organize, and prepare. Nothing here is stored — all calculations run in your browser.

Calculators

Apply the 50/30/20 framework to your monthly income.

Monthly net income ($)Housing & utilities ($)Food & groceries ($)Transportation ($)Other essentials ($)

Needs (50% target)

Wants (30% target)

Savings (20% target)

Your essentials entered

Remaining after essentials

Educational estimate only — not financial, tax, legal, or investment advice. Results depend on your specific circumstances.

Estimate how long a fixed payment takes to clear a balance.

Balance ($)Interest rate (% APR)Monthly payment ($)

Educational estimate only — not financial, tax, legal, or investment advice. Results depend on your specific circumstances.

See what percentage of available credit you're using.

Total credit limit ($)Current balance ($)

Educational estimate only — not financial, tax, legal, or investment advice. Results depend on your specific circumstances.

Estimate how long it takes to reach a savings target.

Savings goal ($)Starting amount ($)Monthly contribution ($)Annual return (%)

Educational estimate only — not financial, tax, legal, or investment advice. Results depend on your specific circumstances.

Tap each item to track your progress. These are general guides, not guarantees of any outcome.

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